Migo Loan Code-How to Get Loans Instantly

Migo Loan Code

Do you know that you can obtain a loan in a matter of minutes by using the Migo Loan Code? 

Quite intriguing, huh? Continue reading as we demonstrate how to apply for loans and receive loans using the Migo loan code.

About Migo

Migo is a financial technology company that offers loans to individuals and businesses in need of quick access to funds. Their platform allows borrowers to apply for loans quickly and easily with a simple application process.

Previously known as Kwikcash or Kwikmoney, Migo is an automated rapid lending service that was developed in Nigeria. This is due to a collaboration between banks, mobile networks, and telecommunications firms. Its aim is to simplify personal banking and financial access for Nigerians.

The amazing part is that, in the same way, you dial a USSD code to check your airtime balance or buy airtime, you can easily obtain a loan by simply dialing a single Migo loan code on your phone.

Also, it makes loans available to you without the need for collateral, guarantors, or even lengthy paperwork.

One of the key benefits of using the Migo loan code is the speed and convenience it offers. This makes the Migo loan application process simple. Unlike traditional loans, which can take days or even weeks to process, you can get the Migo loan approval in as little as a few minutes. You can get your loan within a minute or more.

This makes them an ideal option for people who need access to funds quickly and don’t have time to wait for a traditional loan to be approved.

Let’s take you a little bit forward by showing you how you’ll need to apply for and receive a Migo Loan via the Migo loan code and via the Migo website.

How To Get This Loan– Migo Loan Code & Migo Website

To apply for the Migo Loan, you basically have two options: You can use the Migo loan code to get a Migo loan, or you simply visiting the Migo website.

Before applying for the Migo Loan, it is very important for you to be aware of the terms and conditions of the loan before applying for. Whether it is the Migo loan or any other loan. You can better comprehend what you are applying for if you do this.

We’ve listed a few of the most important ones for you to be aware of below:

1. The loan must be repayable before the due date. Contact them if you find yourself in any way unable to repay.

2. In the event that you fail to pay back your loan, you grant them the right to call/message everyone on your phone contact list.

3. You grant them permission to use your personal information to decide how much money to lend you. Personal data includes information about your phone, bank, bill payments, credit bureaus, and other things.

4. You will incur late payment fees and penalties if you repay your loan late.

Now, let’s go ahead to explain how to use these two easy ways to apply for and get a Migo loan.

Migo Loan Code (*561#)
Migo Loan USSD Code

You can apply for a Migo loan in a few minutes with only a few taps on your smartphone.

It is just as simple as using your network’s USSD codes to check the airtime remaining on your phone. The Migo loan code operates in a similar manner.

Here is how to use the Migo Loan Code:

1. Enter the Migo Loan USSD Code by dialing *561# to get started.

2. You will get an onscreen message with a menu of options

3. Select option 1 which is  for Loans

4. Then follow the prompts according to choose any of the options that suit your loan needs.

Migo Website
Get Loan on Migo Website

Apart from the Migo USSD code, the Migo website also provides an easy way to apply for a Migo Loan. All you need here is just an internet connection and your valid phone number to sign in.

Below is how to navigate the website and apply:

1. Visit Migo Website

2. This takes you to Migo’s home page

3. On the navigation menu, you get to see a Get a Loan button, click on this

4. You will be redirected to a login page where you’d input your valid phone number

5. You will receive an OTP as a means of verification for your Migo Loan

6. Input the code sent to your phone number and click on the verify button

7. This automatically takes you to your personal dashboard where you get to see all available loan options.

8. Select the Migo loan offer you want to get and apply

9. Wait for your response and when it is approved to get your Migo loan in less than 2 minutes.

Alternatively, from step 3, you can scroll down the website and get to a section, where you input your phone number and you can follow these steps below:

1. Scroll to a section where you see “Get a  Personal Loan”

2. You get to see 3 options—Get a loan, Repay a loan, and pay with Migo

3. You can either input your number directly  or click on the get a loan option

4. Clicking the Get a loan option takes you to a new page where you have to input your phone number

Following either Steps 2 or 3 redirects you to a login page. Then you can simply continue the procedures as shown in the earlier steps above.

If you encounter any issues, you can easily send an email to the following address: [email protected].

You can also call their customer care support via this phone number +23417002274. Also if you have a 9 mobile network number, you can also reach out to them by sending a text message of help to 561.

Frequently Asked Questions (FAQs)

How Much Can I Borrow From Migo?

Migo loan ranges from N500 to N500, 000. However, as a first time user, you will only have access to a small amount. Your loan amount increases over time as you keep using the app.

What Is The Interest Rate On Migo?

The interest rate on Migo varies from 5% to 25%.

How Long Will It Take For Me To Get The Loan After Application?

Usually, loans are disbursed immediately your application is reviewed and approved. This process usually takes a few minutes.

What Do I Use As A Collateral For Migo Loan?

The Migo loan does not require collateral or documentation. You qualify for the Migo loan based on the personal information you provide.


In conclusion, Migo loans are an excellent option for individuals and businesses in need of quick access to funds. With the Migo Loan code, the experience is much easier.

With fast approval times, flexible repayment options, and excellent customer support, Migo is a top choice for those seeking a convenient and reliable loan.

Do make sure you give the code for the Migo loan a try today!

Thank you for reading.

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Written by Stephanie