Sterling Bank Transfer Code-All You Need to Know

Sterling bank code

Are you tired of standing in line for hours just to transfer money? Well, the Sterling Bank transfer code will relieve you of that stress. This blog post will delve into how to use this transfer code to make quick and efficient bank transfers. Say goodbye to the hassle of traditional bank transfers and hello to the convenience of the Sterling Bank transfer code.

 The Sterling Bank USSD code allows customers to send money to any bank account in Nigeria. They can do this using their mobile phones (which can be smart or feature phones). You can use this transfer code to move money between your bank account and any other bank account in Nigeria. This makes it a convenient option for those who need to send or receive money quickly.

The Transfer Code for Sterling Bank

The USSD transfer code for Sterling bank is *822#. With this transfer code, you can authorize financial transactions such as bank transfers, bill payments, and more.  

If you are a customer of Sterling Bank, then you know that it is a popular choice for banking in the country. However, sometimes you may need to transfer funds from your Sterling Bank account to another bank account in Nigeria, and that’s where things can get a little complicated.

But don’t worry, because we have good news for you. In this blog post, we will discuss how to use this transfer code and the steps you need to follow to make a successful bank transfer.

 Whether you’re a seasoned pro at bank transfers or a beginner looking to learn more, this blog post has something for you.

Benefits of Using *822# USSD Transfer Code

1. Automatically links all accounts when a consumer has numerous accounts

2. Self-registration is available. You can register the Sterling bank transfer code by yourself

3. There is no need for mobile data or the internet.

4. It is compatible with all mobile devices(it can be a smart or a feature phone)

5. You can pay their regular bills and utilities with ease.

6. With the Sterling bank transfer code, your transaction processes can be done within 20secs. Which is better than standing in queues and filling out forms.

Features of Sterling Bank USSD Code *822#

1. Sterling bank transfer code is available 24/7

2. All Telcos can use the USSD banking service (Airtel, Glo, MTN, 9Mobile).

3. You will need a stable Teleco network at the customer’s location.

4. You can buy airtime, pay bills, and transfer funds to any Nigerian bank account.

5. At registration, the default limit is N20,000.

6. To transact at higher limits, you will need an additional new PIN (Above N20,000 up to N100,000).

7. The default transaction limit for transfers is N20,000, and the daily limit is N100,000.

8. You can increase their limit with their debit card up to a maximum of N100,000 per transaction.

9. For secure transactions, You must create a transaction PIN.

10. It Uses phone numbers associated with the customer’s Sterling Bank account.

Before you can create a transaction pin, you have to activate and set up the Sterling bank transfer code.

Activation of Sterling Bank USSD Code

There are things that you need to have before you can be able to set up this Sterling Bank USSD code.

  • A Sterling bank account (which you should have already created)
  • A phone number that is connected to your sterling bank account
  • and a stable telco network.

If you have these in place, then you can now create a new PIN and activate the Sterling Bank USSD transfer code.

Follow these steps to create your transaction PIN and activate the Sterling bank transfer code of *882#.

1. Dial *822# via your phone dialer app

2. You will see a menu of options. 

3. Select the option to set up a PIN.

4. You will need to enter your account number and verify your identity using your Sterling Bank debit card

5. After your identity verification, you can now create a 4-digit PIN.

6. After you have chosen your PIN, you will need to confirm it by entering it a second time.

7. Once your PIN has been successfully activated, you will receive a confirmation message.

Note: A service fee of ₦5 will be deducted from your airtime balance for any service.

How to Transfer Funds Using USSD Code *822#

After you finish the activation process and your transaction PIN has been successfully created, you can now transfer funds, buy airtime, pay bills, and more using the Sterling bank transfer code.

We’ll be showing you how you can make transfers using the sterling bank USSD code *822#  by following the instructions below:
Transfer Funds with Sterling Bank code

1. Simply dial *822*Amount*AccountNumber*#. 

2. For example, if you want to send ₦5000 to this account number 3452145678, you dial *822*5000*3452145678#

3. Follow the prompts to verify your information and the recipient’s details

4. Finish the transaction with your transaction PIN.

How to Reset your Transaction PIN with Sterling Bank USSD Code *822#

Is it possible that your PIN has been compromised or stolen? Are you at risk of your PIN being in the wrong hands? Or Perhaps you might have forgotten your pin. if yes, then you don’t have to get so worried.

You can reset your transaction pin immediately with the Sterling bank USSD code. Simply follow these steps to reset your transaction pin:

1. Simply dial *822# on your mobile phone.

2. Select the PIN reset option

3. Then you can change to a new PIN

Can you see how easy it is to use the Sterling bank Code to reset your PIN? That’s how you can secure yourself when you suspect your PIN has been compromised, this safeguards you against account breach.

How to Check Your Balance with Sterling Bank Code

Do you want to easily check your Sterling bank account number and account balance details? If so, the sterling bank USSD code has you covered for that.  You don’t have to remember your account number or the last balance on your account. With Sterling bank code *822#, it’s simple to keep track of your transactions and check your balance. With just a few taps on your phone, you can check your account balance without having to use the ATM or go to a bank.
Check balance with Sterling Bank code

To check your account number: *822*6#

To check your account balance: *822*6# or  *822*6*AccountNumber#


To recap, using Sterling Bank’s transfer code is a convenient and secure way to make bank transfers. All you need to do is dial the transfer code, followed by the amount you want to transfer and the recipient’s account number.

 The process is quick and easy, and it saves you the hassle of going to the bank or using other, potentially less secure methods of transferring money.

We highly recommend that you give Sterling Bank’s transfer code a try today and experience the ease and security of making bank transfers.

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Written by Stephanie