UBA Swift Code

UBA Swift Code

The United Bank For Africa, UBA is one of the leading pan-African banks in Nigeria. If you’ve ever wondered what the UBA’s swift code is, or what a swift code is in the first place and what it is used for, then sit back, relax and read on,  because in this article, we will be showing you all of these and even more.

What Is A Swift Code?

A SWIFT code is a framework for bank identifier codes that has been authorized by the International Organization for Standardization (ISO). It is also referred to as a SWIFT-BIC, BIC code, SWIFT ID, or ISO 9362 code. Both financial and non-financial institutions can use this special identifying code.


When sending money between banks, especially when doing wire transfers internationally, the code is utilized. Additionally, it can be used for various message transfers between banks. The SWIFT code consists of letters and numbers and is 8 or 11 characters long.

It is important to note that swift code differs from financial institution to financial institution (it differs from bank to bank) just as account numbers differ from one customer to another.

Now that we have settled that, let’s look at what the swift code looks like.

Features of The Swift Code

  1. First 4 characters are usually letters only and they represent the bank’s code.
  2. Next 2 characters comprise letters only and they represent the country code.
  3. The next 2 characters could be letters or numbers and they represent the location code.
  4. The last 3 characters could be letters or numbers and they represent the branch code (Note that this is optional).

If ‘XXX’ is used, it refers to the bank’s head office.

For example, in the SWIFT code ‘BARCGB22XXX’:

BARC is the bank code (Barclays)
GB is the country code (United Kingdom)
22 is the location code
XXX represents the head office

It is very important to ensure you use the correct SWIFT code when carrying out international money transfers as this will ensures that the funds reach the correct destination.

Always double-check the SWIFT code with your receiver or bank before sending or receiving money.

Contact your bank as soon as possible if you believe you sent money using the incorrect SWIFT code. They might have the option to cancel the deal. You might need to get in touch with the recipient directly to get a refund if it’s too late to cancel.

What Is UBA Swift Code?

If you bank with the United Bank Of Africa and you want to make an international money transfer or a swift transfer, and then you will need the UBA swift code. I will be explaining shortly what a swift transfer or swift payment is.

The Swift code for UBA is UNAFNGLAXXX

UNAF-Bank code

NG-Country code

LA-Location code

XXX-Branch code
UBA Swift Code In Nigeria

Writing the branch code is optional, so you can choose to write it as UNAFNGLA, or you could include the branch code of the branch you are making the transfer from. The choice is yours.

For more information on the UBA swift code, you can check the UBA official website here 

What is A Swift Transfer Or Payment?

A SWIFT payment is a global wire transfer that is sent over the SWIFT global payment network. The SWIFT messaging network, which stands for Society for Worldwide Interbank Financial Telecommunication, is used by financial institutions all over the world to send and receive information securely.


In a SWIFT payment, banks communicate with one another using standardized SWIFT codes to send and receive specific instructions for cross-border money transfers.


These codes enable the correct recipient of the funds to be identified for each bank involved in the transfer process. SWIFT connects more than 11,000 financial institutions in more than 200 countries and territories as the industry standard for secure financial messaging. For business deals, personal remittances, and foreign exchange, it is frequently utilized to move money internationally.

A swift transfer is different from a SEPA transfer; SEPA is, in essence, a payment system that facilitates quick and simple money transfers within Europe. On the other hand, SWIFT is a worldwide payment system that is used to send and receive money. Therefore, SEPA is the way to go if you want to make a payment within Europe.


How To Make A Swift Transfer

These are the fundamental steps, though your bank’s specific procedure may differ slightly:

  1. In a SWIFT payment, banks communicate with one another using standardized SWIFT codes to send and receive specific instructions for cross-border money transfers.


  1. Find Your Bank’s SWIFT/BIC Code: The SWIFT/BIC code for your bank is a global code that specifically identifies your bank. Usually, your bank’s website or customer service can help you locate this code.
  2. Determine the SWIFT/BIC Code of the Recipient’s Bank: You also need to know the SWIFT/BIC code of the recipient’s bank. They ought to be able to provide you this. Double-check it to ensure there are no mistakes.
  3. Obtain the Account Information of the Recipient: The recipient’s complete name, bank account number, bank name, and, in rare situations, the bank’s address is required. All of this information should be given by the recipient.
  4. Access your online banking account: Online foreign payments are generally permitted by banks. Call the customer service line at your bank for assistance if you’re unsure how to proceed.
  5. Go to the section on international payments: On the website, look for a section devoted to foreign transfers or payments. This component can be found in various places depending on the bank; however it is usually near the payments or transfers section.
  6. Fill in the payment information: Enter the recipient’s bank information, including their account number and SWIFT/BIC code. Along with choosing the currency you want the recipient to receive, you must also enter the amount you want to transfer. Be sure to verify all the details before moving further.
  7. Review the Fees and Payment: Check all the details to make sure they are accurate before submitting the payment. The transfer costs and exchange rate for the transaction might be shown by your bank. Before moving forward, be certain that you are at ease with these.

  8. Send the payment and confirm it if everything appears to be in order. The money will subsequently be transferred from your bank to the recipient’s bank using the SWIFT network.
  9. Note the reference for the payment: Your bank might provide you a confirmation number or payment reference after you’ve made the payment. In case you need to track the payment or take care of any concerns later, save this number in a secure location.


I hope this article has been able to answer your entire question on the UBA swift code. You can also check out our other article on UBA transfer code here

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Written by Success Osagiede