Keystone Bank Code – All You Need to Know

Keystone Bank Transfer Code

Did you know that Keystone Bank has a transfer code that customers can use to effect all their banking transactions? If you’re not sure what this code is, and you want to find out how to use it yourself, then read on! Or if you have questions about the USSD code, then this post os for you. In this post, we’ll tell you everything you need to know about Keystone bank’s code.

Who is Keystone Bank?

Keystone Bank was established in the year 2000 as a private bank. The bank is fully owned and controlled by Nigerians with its headquarters based in Lagos State, Nigeria. It has a network of branches across the country and offers various banking products and services including savings account, current account, personal loan, overdraft facility etc. Accordingly, these products are aimed at meeting the needs of its customers on individual basis while also catering for corporate clients who need financing facilities such as loans and overdrafts etc. Keystone Bank is dedicated to providing cutting-edge solutions and unwavering customer service.

As a leading financial institution in Nigeria, Keystone offers a broad range of services and products as well as a variety of banking services, including checking, savings, investments, and loans. In order to provide added security for its customers, Keystone Bank has also implemented an Unstructured Supplementary Service Data (USSD) code system, also known as USSD banking. This code is used to authenticate customers when making transactions. Similarly the code is designed to protect customers from fraudulent activity. The code is a combination of numbers and letters that is unique to each customer. To make a transaction, customers must enter their bank code along with other information. Customers can find their Keystone Bank code on their bank statements or by contacting their local branch.

What is the Keystone Bank Code?

Keystone Bank USSD code, *7111# is an important tool that allows you to securely access your financial information. You can make transfers, purchase airtime and data, pay bills, check your account balance, and much more with the Keystone Bank mobile banking *7111# code. The code allows you to conduct transactions online or through your mobile device. With this code, you can manage your funds, transfer money, and access other financial services. In this article, we will cover what Keystone Bank Code is, how to generate and use it, the benefits of using it, and tips for maximising its use.

Features of the Keystone Transfer Code

  1. It allows you to select which account you wish to transact with if you have more than one Keystone Bank account
  2. The service is available to all network service providers, namely: Airtel, 9Mobile, GLO and MTN
  3. The process is fast and convenient
  4. The code is free and easy, however, your network may deduct a small fee for carrying out transactions
  5. Transactions can be done within and outside Nigeria

How to Activate the Keystone Bank USSD Transfer Code

To start using the Keystone USSD transfer code, you need to sign up for the service first. Afterwards, you will be able to conduct transactions. Below are the steps to get this done quickly.
Activate the Keystone Bank USSD Transfer Code

  1. Launch the caller app on your mobile phone and dial *7111*0#
  2. Select – ‘Register’
  3. Enter your Keystone account number
  4. Enter your year-of-birth
  5. Create your transaction PIN to complete the activation process

How to Use a Keystone Bank Code

Using the Keystone Bank USSD code is a convenient and secure way to access your bank account. Given that you have activated the transfer code and created a transaction PIN, here are some ways you can use the Keystone bank transfer code:

  • Send Money

To transfer money from your Keystone bank account using USSD code, dial *7111*Amount*Account Number#. Here’s an example: *7111*1000*1234512345#. Remember to use the phone number that is linked to your Keystone bank account.

Send Funds with Keystone Bank code

  • Check Account Balance

If you would like to keep track on the amount of money that you have in your bank account per time, then use these easy steps:

  1. Launch the caller app on your mobile phone
  2. Dial *7111*00# using the number registered on your bank account
  3. Authenticate with your transaction PIN
  4. Your account balance will be displayed on the screen

Recharge with Keystone Bank code

  • Purchase Airtime

Here’s how to make an airtime recharge for yourself and even your loved ones.

To recharge your phone:

  1. Launch the caller app on your mobile phone
  2. Dial *7111*Amount# using the bank registered phone number
  3. Wait for the success notification
  4. Use your airtime!


To recharge for others:

  • Launch the caller app on your mobile phone
  • Dial *7111*Amount*Phone Number#. For example: *7111*1000*08011223344
  • Enter your transaction PIN
  • Hold on for the success notification
  • Your loved one will receive a notification and they will be able to use the airtime.
  • Buy Data

Follow the steps below to get a data bundle for yourself.

  1. Launch the caller app on your mobile phone
  2. Dial *7111*5#
  3. Select the Option – For self
  4. Select your preferred data plan
  5. Enter your transaction PIN
  6. Wait for the success notification
  7. Enjoy your data!
  • Pay Bills

Did you know that you can pay utility bills without leaving the comfort of your home, office or wherever you are? It’s true. You can pay bills like DStv, electricity, GOtv, and the like. Try this:

  1. Launch the caller app on your phone
  2. Dial *7111# on your registered phone number
  3. Select – Other services
  4. Select – Bills Payment
  5. Choose the service you want to pay for
  6. Follow the remaining instructions displayed on your screen
  • Get Your BVN

To get your BVN from Keystone bank, you can do this:

  1. Launch the caller app on your mobile phone
  2. Dial *7111*6# using your bank registered phone number
  3. Enter your transaction PIN
  4. Your BVN will be displayed on the screen
  5. Reset Your Pin

If you have ever forgotten your PIN or password in the middle of an important transaction, then you know how vital it is to be able to reset your PIN at will. Just follow this process:

  1. Launch the caller app on your mobile phone
  2. Dial *7111# with the number linked to your account
  3. Select – Other services
  4. Select – Next
  5. Select – Reset PIN
  6. Enter your desired PIN
  7. Enter the last six digits of your debit card to complete request

Deactivate Your USSD Profile

If you wish to deactivate your Keystone bank USSD profile, do this:

  1. Launch the caller app on your mobile phone
  2. Dial *7111# with your bank registered number
  3. Select – Other services
  4. Select – Next
  5. Select – Enable or Disable depending on the action you would like to take
  6. Registration: *7111*0#

Benefits of Keystone Bank Code

  1. Better customer service
  2. Faster transactions
  3. Secure and private banking 
  4. The process is simple, quick and easy to use
  5. USSD application can still work while a user is away from home network
  6. No internet connection is required
  7. Available 24 hours a day and 7 days a week
  8. Saves you the stress of queuing up in the banking halls

List of All Keystone Bank Codes

  • Activate debit card *7111*9*123#
  • Airtime top-up for others: *7111*Amount*Phone Number#
  • Airtime top-up for self *7111*Amount#
  • Bills Payment dial *7111#, select – Other services
  • Buy data *7111*5#
  • BVN *7111*6#
  • Cardless- Pay code *7111#
  • Change default top-up account: *7111*AcctNo#
  • Check account balance *7111*00#
  • Emergency code *7111*911#
  • Enable/disable account *7111*0#
  • Panic Code: *7111*911#
  • PIN reset *7111# on your phone
  • Registration *7111*0#
  • Send money *7111*Amount*Account Number#


In conclusion, I have shown you what the Keystone bank code is, how to activate and use it as well as other premium information. By taking advantage of the tips provided, you can maximise the of Keystone bank code, making secure and confident transactions on the go. The key to success is to remember to always keep your transfer code PIN, BVN and other personal banking information secure.

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Written by Victoria